By accessing or using the PCI-Nexus platform (“Service”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree to all of these Terms, do not use the Service. These Terms constitute a legally binding agreement between you (“User”) and PCI-Nexus, operated by Joe Eaton (“Company,” “we,” “us,” or “our”).
We reserve the right to modify these Terms at any time. We will provide notice of material changes via email or prominent notice within the Service. Your continued use of the Service after such notification constitutes your acceptance of the updated Terms.
PCI-Nexus is a software-as-a-service (SaaS) platform designed to assist qualified security assessors (QSAs), internal security assessors (ISAs), managed service providers (MSPs), IT consultants, and their client organizations with PCI DSS v4.0.1 compliance management. The Service includes tools for evidence collection and AI-assisted review, requirements tracking, findings management, compliance calendar management, document generation (SAQs, AOCs), multi-client portfolio management, and related compliance workflow automation.
Compliance Disclaimer: Use of PCI-Nexus does not guarantee PCI DSS compliance or certification. The Service is a management and workflow tool. Final compliance validation requires a qualified QSA or ISA assessment where required by your acquiring bank or card brand rules. The Company makes no warranty that use of the Service will result in compliance with any specific regulatory requirement.
You must create an account to use the Service. You agree to provide accurate, current, and complete information during registration and to maintain and update that information to keep it accurate. You are responsible for:
You may not share your account credentials with others outside your authorized organization. Each named user must have their own account. Role-based access controls within the Service are your responsibility to configure and maintain appropriately.
Access to the Service is provided on a subscription basis. Current pricing is:
Subscription fees are billed in advance on a monthly basis. You may cancel your subscription at any time through your account settings or by contacting us. Cancellation takes effect at the end of the current billing period. We do not provide refunds for partial billing periods or unused portions of a subscription term.
Volume discounts are available for MSPs managing 10 or more client organizations. Contact us at jeatonit@outlook.com for enterprise pricing arrangements.
We reserve the right to modify pricing with at least 30 days written notice to your registered email address. Your continued use of the Service after the effective date of a price change constitutes acceptance of the new pricing.
Your use of the Service is also governed by our Privacy Policy and our Data Handling Policy, which are incorporated into these Terms by reference. By using the Service, you consent to the data practices described in those documents.
You are responsible for ensuring that your use of the Service complies with all applicable data protection laws, including but not limited to the California Consumer Privacy Act (CCPA) and the European Union General Data Protection Regulation (GDPR), where applicable to your operations and the data of your clients.
The Service, including all software, content, designs, features, and functionality, is owned by the Company and is protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws. These Terms do not grant you any right, title, or interest in the Service beyond the limited license to use it as described herein.
You retain ownership of all data, documents, and content you upload to the Service (“User Content”). By uploading User Content, you grant us a limited, non-exclusive license to process and store that content solely for the purpose of providing the Service to you. We do not use your User Content to train AI models or for any purpose beyond providing the Service.
You agree not to use the Service to:
We may terminate or suspend your account and access to the Service immediately, without prior notice or liability, if you breach these Terms. Upon termination, your right to use the Service ceases immediately.
You may terminate your account at any time by contacting us at jeatonit@outlook.com. Upon termination, we will retain your data for 90 days after the cancellation effective date, after which it will be permanently deleted. You may request an export of your data prior to deletion.
THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR COMPLETELY SECURE.
WE MAKE NO WARRANTY THAT THE SERVICE OR ITS OUTPUT WILL SATISFY ANY SPECIFIC PCI DSS REQUIREMENT OR RESULT IN A FINDING OF COMPLIANCE BY ANY ACQUIRING BANK, CARD BRAND, OR QUALIFIED SECURITY ASSESSOR.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE COMPANY, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION LOSS OF PROFITS, LOSS OF DATA, LOSS OF GOODWILL, SERVICE INTERRUPTION, OR COMPUTER DAMAGE, ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SERVICE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATING TO THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US IN THE 12 MONTHS PRECEDING THE CLAIM OR (B) ONE HUNDRED DOLLARS ($100).
These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles. Any dispute arising out of or relating to these Terms or the Service shall be subject to the exclusive jurisdiction of the state and federal courts located in Napa County, California.
If any provision of these Terms is found to be unenforceable, that provision will be limited or eliminated to the minimum extent necessary so that the remaining Terms remain in full force and effect.
If you have any questions about these Terms of Service, please contact us:
PCI-Nexus
Operated by Joe Eaton
1350 Hemlock St., Napa, CA 94559
jeatonit@outlook.com